Asset and Wealth Management
Personalised approach to assessing your needs
Some clients would like to be involve in the investment decision-making process. For the Client, we tailor make investment proposals that provide optimal asset allocations and risk exposure that seek to benefit from the current market environment.
Helping and assisting investors through their journey
Offering tailored investment services
BC Investment Bank understand that each individual is different. This belief is manifested in all aspects of our services and solutions, from the customise investment portfolio to tailored investment advice.
Private Banking Services
International Waqaf Funds
Portfolio Fund Management
Helping you enhance your wealth
Our purpose is to assist our client to enhance and preserve the wealth the way that suits the client, focusing on long term goal and objectives.
Cross Border Transaction
Reliable foreign trade solutions
International and cross border trade is highly complex and involves a web of intricate risk. Our trade finance solutions committed to deliver fast, efficient, reliable and comprehensive solutions for every stage of client’s trade value chain to support their foreign trade activities.
Helping and assisting investors through their journey
Supporting your foreign trade activities with
Delivering services and advices to guide individuals and companies.
Imports
- Establishment of Import Letter of Credit
- Import Collections
- Import Contract Registration
- Import advance payments
- Financing the importers
Exports
- Export LC and advising confirmation
- Purchase of Documents (FDBP) presented under LCs
- Documentary collections
- Pre and post shipment financing to the exporters
- Arrangements to process documents submitted on contract basis
Trade Financing
- Export financing (including Export Refinance Facility)
- Discounting/ Negotiation of Documentary Bills
- Financing against imported merchandise
- Financing against Trust Receipt
- Letter of Credit
- Letter of Guarantee
Cross Border Escrow Services
- Tailor need-based solutions
- Cash management
- Collections of bills/invoices, Fee collections
- Dividends/ remittance\
Foreign Guarantees
- Issuance of guarantees against counter guarantees of correspondent banks
- Issuance of guarantees (SBLC, Performance Bonds, Bid Bonds and Advance Payment Guarantees) through our correspondents under our counter guarantees
Corporate Finance & Advisory
Investing on your valuable assets
BCIB asset and wealth management services are highly flexible. We bring full capabilities of our established trading and execution platform with the experience and expertise of our seasoned team of investment specialists to each investment portfolio.
Helping and assisting investors through their journey
Corporate and finance advisory services
Delivering services and advices to guide individuals and companies.
Merger and Acquisition
BC Investment Bank delivers strategic advice and services to companies worldwide on the most challenging and complex transactions.
We provide advice on full range of transactions such as mergers, leverage buyouts, spin-offs, sales, joint ventures, divestitures, acquisitions and other restructurings.
Initial Public Offerings
BC Investment Bank IPO team was created to assist pre-IPO companies meet these challenges and remain ahead of the curve.
Dealing in Securities
BC Investment Bank undertake foreign exchange transactions, interest rate swaps, dealing in derivates instruments, or derivative financial instruments or any other similar risk management activities.
Fund Raising
BC Investment Bank assist issuers with non-public offerings of securities and place them with institutional investors in the region.
Our dedicated team has a track record of expertise in private placement and accross sectors
Tax Advisory
BC Investment Bank are committed to understand and exceeding our Client’s specific organisational requirements.
Equipped with in-depth working knowledge of cross border taxation system and tax laws, we are here to guide our Clients each step of the way.
Structured Lending
Get ahead and achieve your goals with readily available working capital for your business needs
You have a complex set of needs when it comes to financing your organization and projects. Every organization has unique financing needs and we’re here to take care of them from start to finish. BCIB will make sure to delivery world-class service every step of the way.
ADDED VALUE
- Enjoy significant savings
- Cut down on costs
- Customized securities
- Long-term financing for your core assets
- Competitive financing costs
- Added-value approach
Trade Finance
Secure your funds and enjoy a wide array of services from BCIB
A WIDE RESOURCE AND KNOWLEDGE NETWORK
BCIB, thorough understanding of the local environment, expertise in trade facilities structuring, wide network of foreign correspondents, and use of latest technology make us a leading provider of trade finance and services in Malaysia, and a formidable, trade financier.
TRADE SALES
We operate on a client service model approach, with expertise from dedicated industry- and sector-specific trade managers, in addition to relationship managers who provide tailor-made products in a timely, efficient, and risk-averse manner. Focusing on professional advisory and solutions, our experienced team enables clients to efficiently trade locally or globally, with the advantages of:
- Risk controls and more efficient supply chain operations
- More visible trade flows
- Cost-effective methods of funding cash flows and working capital
SERVICES OFFERED
- Imports
- Exports
- Trade Services
- Guarantees
- Structured Trade
- Commodity Finance
Bank Guarantees & Performance Bonds
With the right partner institution, you can always make payment obligations for your business with confidence and ease
AN ASSORTMENT OF GUARANTEE STRUCTURES
BCIB undertakes payment obligations on behalf of clients via:
- Tender Guarantees
- Performance Guarantees
- Advance Payment Guarantees
- Retention Money Guarantees
- Labour Guarantees
- Maintenance Guarantees
- Financial Guarantees
- Cross-border Guarantees via Correspondent Banks
Any specifically tailored Guarantee structure
TRANSACTION CONVENIENCE
Transact with utmost confidence with guarantee specialists who see transactions through from start to finish.
Standby Letters of Credit
With the right partner institution, you can always make payment obligations for your business with confidence and ease
AN ASSORTMENT OF GUARANTEE STRUCTURES
BCIB undertakes payment obligations on behalf of clients via:
- Tender Guarantees
- Performance Guarantees
- Advance Payment Guarantees
- Retention Money Guarantees
- Labour Guarantees
- Maintenance Guarantees
- Financial Guarantees
- Cross-border Guarantees via Correspondent Banks
Any specifically tailored Guarantee structure
TRANSACTION CONVENIENCE
Transact with utmost confidence with guarantee specialists who see transactions through from start to finish.
Financial Instruments
Key Offerings
Letter of Credit (LC) Services
Standby Letter of Credit (SBLC)
A financial guarantee issued to secure payment if contractual obligations are unmet, commonly used as a payment or performance assurance.
Documentary Letter of Credit (DLC)
A secure mechanism ensuring payment upon presentation of documents verifying contractual fulfillment in international trade.
Bank Guarantees
Customs/Duty Guarantee for Sports Cars in Langkawi
A specialized guarantee ensuring compliance with taxes and duties for imported vehicles in specific regions, such as Langkawi, Malaysia.
Performance Guarantees
Assures contractual performance by compensating clients if a contractor or supplier defaults.
Advance Payment Guarantee
Ensures the buyer’s advance payment is refunded if the seller fails to meet contractual terms.
Proof of Funds (POF) & Readiness, Willingness, and Ability (RWA) Messages
Proof of Funds (POF)
A formal document confirming a party’s financial ability to complete a transaction, often used in large-scale investments or real estate.
Readiness, Willingness, and Ability (RWA) messages
Statements from financial institutions verifying the intent and ability to fulfill contractual obligations.
Pre-Advised Messages
Preliminary notifications issued by a bank confirming that a financial instrument, such as an LC or Bank Guarantee, is in the process of formal transmission.
Customized Financing Solutions
Tailored financial strategies to address unique client needs, providing personalized solutions to enhance liquidity, risk management, and financial growth.
How It Works
Submit a trade finance request outlining specific needs.
The application undergoes a thorough risk evaluation.
Upon approval, ACE provides the necessary trade finance instruments.
Clients execute transactions supported by document handling and payment processing.
Continuous monitoring and support ensure smooth operations.
Advantages
Letter of Credit (LC) Services
Risk Mitigation
Support for International Trade
Tailored Financing Solutions
Growth and Expansion Support
Cost Efficiency
Regulatory Compliance
Improved Creditworthiness
Streamlined Operations
Prepaid Cards Issuance
Key Offerings
Reloadable Prepaid Cards
Cards that can be loaded with fiat currencies or digital assets.
Budget Management Tools
Comprehensive tools to track spending and manage budgets.
How It Works
Clients apply for a prepaid card through ACE Investment Bank.
Funds can be reloaded through various channels.
The card can be used for various types of transactions.
Clients can track and manage their spending via provided tools.
The card can be easily reloaded with additional funds when needed.
Payment Functionality
Usable for online, in-store purchases, and ATM withdrawals.
Custom Card Solutions
Tailored card programs for corporate or personal use.
Advantages
Controlled Spending
Convenience
Financial Control
Security
No Credit Check
Enhanced Versatility
Custodian Account Services
Key Offerings
Regulatory Compliance
Protection for both fiat currencies and digital assets.
Secure Asset Storage
Full adherence to AML/KYC regulations for all accounts.
Segregated Accounts
Client assets are separated from the bank’s and other clients’ holdings.
Expert Advisory
Clients receive personalized guidance on asset management and market trends.
Comprehensive Asset Management
Including transaction processing, corporate actions, and detailed reporting
How It Works
Regulatory checks and KYC procedures precede account activation.
Assets are securely transferred into the custodian account.
The bank executes transactions based on client instructions.
Clients receive regular, transparent reports on asset holdings and performance.
Ensures adherence to legal standards and best practices.
Advantages
Security
Segregation of Assets
Comprehensive Management
Regulatory Compliance
Efficient Transactions Processing
Transparency & Reporting
Risk Management
Expert Support
Enhanced Liquidity
Digital Assets Brokering
Key Offerings
Digital Asset Trading
Facilitating transactions involving cryptocurrencies and other digital commodities.
Liquidity Conversion
Enabling the conversion of digital assets into fiat currencies or other digital assets.
Custody Service
Providing secure storage solutions for digital assets, including cold storage and multi-signature wallets.
Brokerage for Investment in Digital Assets
Acting as an intermediary for investments or divestments in digital assets.
How It Works
Clients undergo strict KYC/AML checks before account activation..
The platform facilitates the purchase, sale, or exchange of digital assets.
Secure storage and management of assets post-acquisition.
Clients can easily convert between digital and fiat currencies.
Clients receive regular performance reports and advisory services.s.
